Life and Long-Term Disability Insurance

Term Life and AD&D Insurance

Hampshire College provides you with group term life and accidental death and dismemberment (AD&D) insurance through Transamerica. You are covered at a rate of 2.0 times the annual salary benefit, up to a maximum of $150,000 without medical underwriting. The age reduction schedule applies after age 70. Coverage begins on the first day of the month following or coincident with the date of hire. This benefit is paid in full by the College.

To contact Transamerica for Life insurance: 

General customer service and Claims: 855.244.8318 or email: selfadminclaims@transamerica.com

Long-Term Disability Insurance

Hampshire College provides you with basic long-term disability insurance through Transamerica after one year of employment. After six months of total disability, this plan provides a continuation of salary and retirement premiums until age 65 or the termination of the disability. Benefits amount to 60% of basic monthly earnings up to a maximum benefit of $7,500 per month. This benefit is paid in full by the College. 

To contact Transamerica for LTD insurance: 

General customer service and LTD Claims: 888.862.6256 or email: taclaims@disabilityrms.com

Voluntary Supplemental Life Insurance

Hampshire College offers employees voluntary supplemental life insurance for themselves, their spouses/partners, and/or children through Transamerica. The amount of coverage available for the employee may be elected in increments of $10,000 up to 5x salary to a maximum of $500,000. The amount of coverage available for a spouse/partner is up to $50,000 in increments of $10,000. The amount of coverage available for a dependent child(ren) is $10,000 through age 26. Employees must elect coverage in order to elect spouse/partner and/or dependent coverage. Coverage is available on the first day of the month following or coincident with the date of hire. This is an employee-paid benefit.

During the initial eligibility period, within 30 days of hire, evidence of insurability is required for coverage over $150,000 for the employee and $30,000 for the spouse/partner. After the initial eligibility period, evidence of insurability is required regardless of amount of coverage requested. 

To elect voluntary supplemental life insurance for yourself, spouse, and/or child(ren), please use the Employee Navigator web portal:

transamerica Employee Navigator

To contact Transamerica for Life insurance: 

General customer service and Claims: 855.244.8318 or email: selfadminclaims@transamerica.com

Related Documents

• Transamerica Term Life & Supplemental Life
• Transamerica Long Term Disability
• Transamerica Employee Resources
• Transamerica Emergency Travel Assistance Member Guide

This website is intended as a general overview of Hampshire College benefits plans only. Every effort has been made to summarize these programs accurately. In all cases, the actual provisions of each benefit plan will govern if there is any inconsistency between this site and Hampshire's formal plans or contracts.